You have twenty-one days. Here is what they are for.
Small business restructuring for Perth company directors who cannot pay what they owe — registered liquidators, West Perth office, appointments across the metro.
First conversation is free, always. No charge to talk, no charge to ask questions — every fee is fixed in writing before you appoint anyone.
A 21-day Director Penalty Notice gives you 21 days from the date it is posted to act. Appointing a restructuring practitioner within that window is one recognised way to have the penalty remitted.Source: ato.gov.au, Director penalties. This is information, not a countdown — there is no clock running on this page.
The three conditions
Small Business Restructuring has three published eligibility rules. Move the slider and answer two questions to see where you stand.
Excludes employee entitlements. Fifty thousand to one and a half million dollars, in twenty-five thousand dollar steps.
- Debt under $1,000,000
- Entitlements & super paid
- Lodgements up to date
Fixed fees
Every price, in writing, before you sign
No hourly surprises. The fee for each stage is fixed and confirmed before you appoint anyone.
- First conversationTwenty minutes on the phone with a practitioner — no obligation.No charge
- Pre-insolvency options reviewEvery option on the table for your company, plainly explained.From $850
- Solvency & safe-harbour reviewTests whether your safe-harbour defence is available and documented.From $2,400
- SBR appointment & planPractitioner appointment through to a plan put to creditors.From $12,500 fixed
- Creditor negotiation supportStandstill and payment-arrangement conversations, run for you.From $1,800
- Director duties briefingA plain-English session for the board on insolvent trading duties.From $960
The scale of it
You are not the only director dealing with this
Source: ASIC, Corporate Insolvency Update Issue 39 (March 2026) and Report 810, Review of small business restructuring process 2022–24.
How it works
What changes once you call
You keep trading
Under Small Business Restructuring, directors stay in control and keep running the company. That is the point of difference from voluntary administration.
One call starts it
No forms, no obligation. A registered liquidator talks through your position and tells you plainly whether SBR is the right door.
Every fee fixed first
Nothing is charged on the phone. Every stage after that has a fixed fee, confirmed in writing before you agree to it.
Registered liquidators only
Only a registered liquidator can act as a restructuring practitioner. Ours are registered, and we will give you the number.
Directors we have spoken with
What other directors say
Demonstration testimonials, written for this page — see the colophon in the footer.
“They told me an ATO payment plan would work out cheaper before they had taken a cent from me. I did that instead.”
Company director, hospitality · Osborne Park“I called on a Tuesday with a DPN on my desk. Someone rang back inside two hours and explained the 21 days properly, no pressure.”
Company director, building subcontractor · Bayswater“Nobody promised me an outcome. They told me exactly what the ATO publishes, what it meant for my company, and what came next.”
Company director, transport · Welshpool
Where we work
West Perth office, appointments across the metro
Restructuring is done over the phone and by video as often as in person — your company’s location matters far less than the ATO letter on your desk.
Joondalup · Midland · West Perth · Perth CBD · Victoria Park · Fremantle · Cannington · Armadale · Rockingham.
Questions
What directors ask us first
What is small business restructuring?
A process for companies with unsecured debts under $1 million (excluding employee entitlements) to put a debt restructuring plan to creditors, while directors keep control and keep trading. Eligibility also requires employee entitlements — including superannuation — to be paid, and tax lodgements up to date. Source: ato.gov.au.
Do I lose control of my company?
No. You keep running and trading the company throughout an SBR — that is the main difference from voluntary administration or liquidation. A registered liquidator acts as your restructuring practitioner and helps you put a plan to creditors; you remain the director.
What does a Director Penalty Notice mean?
The ATO can hold you personally liable for a company’s unpaid PAYG withholding, GST or superannuation guarantee charge. From the date a DPN is posted you generally have 21 days to pay the amount in full, appoint a restructuring practitioner or administrator, or begin winding up the company. After 21 days the ATO can pursue you personally. Source: ato.gov.au, Director penalties.
Will my staff be paid?
Employee entitlements that are due, including superannuation, must be paid before a restructuring plan can be put to creditors — it is one of the three published SBR conditions. Ongoing wages during the process are an ordinary trading cost of the company.
What does it cost and who fixes the price?
We do. Every fee is fixed in writing before any appointment, and nothing is charged for the first call. The services list above shows what each stage costs.
Is this bankruptcy?
No. Bankruptcy applies to individuals. Small business restructuring is a company process under the Corporations Act 2001, run by a registered liquidator. It does not put you personally into bankruptcy.
Get in touch
Ask us to call you
Tell us roughly where things stand. A registered liquidator calls you back — usually the same business day, and never with a sales pitch.
This is a demonstration form. Nothing is sent anywhere; submitting shows you the confirmation a real enquiry would receive.
Got it.
A registered liquidator will call you back, usually the same business day. No charge, no obligation.
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